A Rather NJ Photograph

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A gray, humid, August morning in New Jersey. Featuring the Goldfinch, our State Bird, and a foreclosed home behind it.

New Jersey’s foreclosure problem has been the focus of many constituent complaints, and several new county-led initiatives. Many homes are colloquially classified as “zombie foreclosures” in which they are too much in disrepair for mortgage providers to fix them up to selling condition, and the liens are too high to sell successfully through Sheriff Sales. They then sit and decay, since that is actually cheaper for banks and mortgage providers.

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